Risk Disclosure

Investments in securities and market-linked products are subject to market risks. Past performance does not guarantee future returns. Insurance and investment products are subject to their respective terms, eligibility requirements and risk factors. Vestastra provides services only within the scope permitted under applicable laws, registrations and authorisations. Please review official product documents and relevant risk disclosures before making a financial decision.

Market and capital risk

Prices can fluctuate and investments may lose value. Your investment horizon and capacity to bear loss should inform every decision.

Credit and liquidity risk

Issuers may fail to meet obligations. Certain products may be difficult to sell, involve lock-in periods or incur exit charges.

Insurance and ULIPs

Coverage depends on underwriting, exclusions and policy conditions. ULIPs combine insurance and market-linked investments and may involve charges, lock-in periods and investment risk. Review official benefit illustrations and policy documents.

Suitability

General information cannot establish a product’s suitability for your individual circumstances. Seek appropriately authorised professional advice where required.